PRODUCTS

INVESTMENTS

A wide range of investment opportunities are available to your SIPP and SSAS. It is this flexibility that allows the SSAS to be part of your corporate strategy, as well as providing the returns for your retirement. All scheme investments are subject to a full technical approval process to ensure that they are fully compliant with legislative and tax regulations.

Simple Investment options include

  • Bank and building society deposits
  • Government and corporate bonds
  • Stocks and shares on any recognised stock exchange
  • Unit trusts, OEICs, investment trusts, insurance funds
  • Platform investments
  • Viewpoint Portfolio platform
  • Gold bullion

More complex investment options

  • Secured loans to the sponsoring company (not available to SIPP)
  • Commercial property
  • Intellectual property (including: trademarks, designs, copyrights and patents)
  • Loans to unconnected third parties
  • Unlisted shares
  • Peer-to-peer lending
  • Pension-led funding – a great opportunity to help fund your business

Please note that this is not an exhaustive list of investments and if you would like us to review an investment not listed or have any queries on the investments stated above please contact us.

Prohibited investments

  • Residential property
  • Plant and machinery
  • Unsecured loans to principal employer
  • Loans to member trustees or their families
  • Anything that is moveable and tangible (for example plant and machinery)

For any type of investment, financial advice should be sought as to its suitability to the member and the associated pension scheme.

Get in touch today

01275 379 200

enquiries@morgan-lloyd.co.uk