The Morgan Lloyd Management Team

With over 20 years of experience in financial services, including pension administration, financial planning, and insurance, Julie brings a wealth of knowledge and leadership to our team. Julie transformed a number of companies that were facing closure to new business by building and coaching sales teams, developing systems and processes, reviewing the existing product portfolio and developing new innovative products then taking them to market and achieving multi-million pounds of income from a standing start.

John started at the Clifton Group in 2008 bringing with him over 20 years' experience in self invested pensions and holds the Diploma in Personal Financial Planning. John provides technical oversight for all aspects of SSAS and SIPPs for Morgan Lloyd.

With 15 years' experience in self invested pension having started his career at AXA, Luke held various administrative roles within the SSAS department, before moving to Morgan Lloyd in 2009. Luke has progressed from being a SSAS administrator to a Team Leader and Administration Manager. Responsible for the day to day oversight of SSAS and SIPP administration; ensuring the highest level of service is provided to financial advisers and their clients.

With 15 years' experience in self invested pensions, Lee started his career at AXA as an Actuarial Valuation Report Co-ordinator, then moving into a Technical Role within their Transfers and Benefits team. Lee joined the Clifton group in 2008 and has a wealth of experience dealing with pre and post A-day benefit crystallisation calculations and HMRC legislation change. Lee manages the technical aspects of SSAS and SIPP administration for Morgan Lloyd.

Kenneth has over 26 years' experience in the pensions industry, with the majority of this being spent in the SIPP and SSAS areas. He holds the Pensions Management Institute Advanced Diploma in Retirement Provision and was elected as a Fellow of the PMI in 2012. Kenneth is also a volunteer adviser and deputy team leader for The Pensions Ombudsman Early Resolution Team.

Sian has over 12 years' experience within financial services industry and joined Morgan Lloyd in 2008 after working in the pensions and annuity department at Hargreaves Lansdown. Sian has progressed from being a pensions administrator to team leader and is a specialist in self-invested pensions including handling connected party loan, commercial property, unlisted share and intellectual property administration.